[Aug 11, 2026] Get New CAMS Practice Test Questions Answers [Q109-Q129]

Q109. Which key factor would result in the decision for a financial institution (FI) to exit a client relationship?

Q110. Which is a key aspect of the first EU Directive on Money Laundering?

Q111. Which three stages of money laundering are on-line banking vulnerable to?

Q112. Which customer transaction with a securities dealer would indicate the highest supicion of money laundering?

Q113. A financial institution in a jurisdiction with currency reporting thresholds is undergoing a branch office compliance review. A large number of currency transactions in amounts exceeding a reporting threshold were discovered without a currency transaction report (CTR) being filed. The transactions were handled by the same teller (cashier). This teller (cashier) was recently hired and had not received anti-money laundering training yet. The branch manager received daily exception reports of all large currency transactions as well as a report of all CTR filings. Which of the following should the compliance officer recommend as the initial action?

Q114. An anti-money laundering specialist has been asked to establish a compliance program to detect and prevent money laundering and terrorist financing. Which of the following should the anti-money laundering specialist consider in developing the program?
1. Funds for money laundering and terrorist financing are derived from illegal sources.
2. Related practices are used to conceal the nature of the funds.
3. The source and disposition of funds are similar.
4. Similar techniques are used to move funds.

Q115. When services are provided by a trust and company service provider (TCSP) connected to a high-risk country, which of the following may present an immediate financial crime risk concern?

Q116. Why is the Mutual Legal Assistance Treaty (MLAT) a gateway for international cooperation?

Q117. Which two actions should Financial Intelligence Units (FIUs) take when submitting a request to another FIU? (Choose two.)

Q118. the Financing of Terrorism (CFT)]
Which measure to mitigate risk does the Basel Committee’s Customer Due Diligence Principles suggest banks apply when accepting business from non-face-to-face customers?

Q119. Which three stages of money laundering are on-line banking vulnerable to?

Q120. Bank A is located in Country A.
A wire transfer from Bank B located in Country B is processes by Bank A,where the funds are being moved to a customer at Bank C located in Country C.
The wire transfer isdeemed suspicious by Bank A.

Q121. Which factor should a bank consider before sharing information about a customer with its broker-dealer affiliate in the case of an investigation?

Q122. Which three statements are true regarding the extraterritorial reach of laws and legislation of the U.S.?

Q123. A precious metals dealer opens a new account with a bank. Which requires a referral to AML Investigations for further review?

Q124. Can trading in antiques be useful for money laundering?

Q125. How should a compliance program respond to an AML audit finding?

Q126. the Financing of Terrorism (CFT)]
A remittance company received a money order from a senior political figure m the Philippines to transfer a large sum of money to a charity group in the Philippines. A review of the charity group revealed a director having dose ties with a known terrorist group primarily financed through kidnapping and extortion.
What is a key risk indicator associated with terrorism financing?

Q127. the Financing of Terrorism (CFT)]
A foreign bank operating under an offshore license wants to open a correspondent account with a United States (U.S.) bank. The foreign bank plans to provide payable through account services to some of its customers.
What must the foreign bank provide to the U.S. bank under the USA PATRIOT Act?

Q128. You need to meet the testing requirements for the data scientists.
Which three actions should you perform? Each correct answer presents part of the solution.
NOTE: Each correct selection is worth one point.

Q129. A comprehensive set of risk-based guidelines for maintaining business relationships is being developed.
Which situation indicates that the institution should terminate the relationship with a client?